Empowering Contractors, Elevating Projects

Unlock Bigger Visions With Housetable

At Housetable, we're in the business of breaking barriers—for contractors and homeowners alike. We offer a financing solution that goes beyond the ordinary, enabling your clients to expand their renovation possibilities without the weight of limited loan sizes or high interest. Let's partner to turn those ambitious project lists into reality.

How Housetable Renovation HELOCs are a game changer for your clients:

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Based On Future ADU Income

We consider the income that ADU can generate for the homeowner before it is built, making it possible for your clients to maximize their borrowing power.

No Refinance Required

Homeowners keep favorable mortgage rates intact. With Housetable, there’s no need to navigate the complexities of refinancing to fund a renovation project.

Bigger Loans

Most home improvement lenders cap out at $100K or less, which doesn't work for ADUs, additions, or large remodeling projects. Housetable Loans can go up to $500K.

Based On Future Value

We consider the after-renovation value as part of our underwriting. This enables your clients to qualify up to 11x more than traditional options.

100% Digital Process

Homeowners can check their rates within 5 minutes using Housetable’s cutting-edge digital platform.

How Housetable Renovation HELOCs are a game changer for you:

01:

No Dealer Fees: Ever

02:

100% Digital Process: no paperwork, no in-person inspections, no headaches

03:

Funds are disbursed directly to contractors, including up to 25% upfront

04:

Our advisors are always available to assist. They can talk to homeowners to answer questions and walk them through the process, thus taking that burden off your shoulders

How Housetable Renovation HELOCs are a game changer for you:

01:

No Dealer Fees: Ever

02:

100% Digital Process: no paperwork, no in-person inspections, no headaches

03:

Funds are disbursed directly to contractors, including up to 25% upfront

04:

Our advisors are always available to assist. They can talk to homeowners to answer questions and walk them through the process, thus taking that burden off your shoulders.

Boost Your Business By Boosting Budgets

Tired of clients downsizing dreams due to limited budgets? Housetable empowers you to take on more ambitious projects by offering unmatched financing specifically for home renovations.

Why settle for less when you can offer more?
With Housetable, your clients can make those "maybe one day" projects happen today. Our unique financing approach focuses on the After-Renovation Value (ARV), unlocking unprecedented funding possibilities even for new homeowners with minimal equity. The result? More comprehensive projects for them, more business for you.

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Trusted by over 100 remodelers and growing

What Makes Us Different

Housetable isn't just another construction financing company. We're a partner in your success. By leveraging cutting-edge technology, we eliminate the red tape, making the financing process as smooth as your project execution. This means you can focus on what you do best—transforming spaces—while we handle the rest.

Ready to Transform Your Home? Let's Make It Happen Together

Start your journey with Housetable today. Experience a smarter, smoother path to your home renovation because your dream home shouldn't just be a dream.

Become A Vetted Contractor

Ready to Transform Your Home? Let's Make It Happen Together

Start your journey with HOUSETABLE today. Experience a smarter, smoother path to your home renovation because your dream home shouldn't just be a dream.

Become a Vetted Contractor

© 2025 Housetable Inc - NMLS #2620509
Housetable is not a lender. We have partnered with lenders that use Housetable's technology to efficiently provide Housetable Loans. These loans are arranged through our partner third-party lenders. In California, we operate as Housetable Operations Inc.