A renovation loan that works for you
Get approved for a bigger renovation budget at the same great rates with a Housetable Reno Equity Loan.
No need to refinance
Housetable loans act as second liens so you can protect the great rate you already have locked in.
100% digital experience
No paperwork, no lengthy renovation plans, and no in-person visits from appraisers or inspectors.
AI-powered renovation intelligence
Get real-time recommendations on how you can obtain the most money.
Discover how a Housetable loan can increase your borrowing power
Unlike other lenders, we don’t just consider what your home is worth today - we also consider what it will be worth after it's renovated.
This means you no longer need to have tons of home equity built up to qualify for a low-interest home equity loan.
Put simply, this is how it works:
Fill out a quick application, let us know what you want to renovate, and take pictures of the interior of your home - all using our digital platform!
Get a Dynamic Approval
Within seconds, we will let you know how much you qualify for and you can see how that varies based on which improvements you decide to make - in real time!
We pay your contractor directly and make sure that everything goes smoothly. You can also keep track of progress and request changes of scope using our digital platform!
Forget everything you thought you knew about construction loans
Unlike legacy renovation loans, such as the FHA’s 203K loan or Fannie Mae’s HomeStyle loan, we leverage technology to make the process smooth, efficient, and paperwork-free.
No need to refinance
We never require you to replace your existing mortgage or risk losing its great rate.
Our application process is 100% digital and you will never need to hire a HUD consultant.
We never send an inspector - all your contractors need to do is capture a virtual tour using our mobile app. That's how they get paid.
Here is an example of how much you can borrow with a Housetable loan
With a Housetable Home Equity Loan, even brand new home buyers can qualify.Try the Housetable Calculator
Housetable for General Contractors
Stand out, win more business, and make it possible for your clients to tackle their full renovation wish list by offering Housetable Home Equity Loans.Contractors
Increase your income
Win more business by offering your clients renovation loans with unbeatable rates. Make it possible for your clients to expand their renovation budget.
Not your typical construction loan
Unlike traditional construction loans, we make life better for both the borrower and their contractors. No inspector visits, no paperwork, and no headaches.
Housetable empowers Realtors
Stand out and make it possible for your buyers to buy fixer-uppers. With a Housetable Home Equity Loan, even new home buyers can qualify.
Value After Renovation