HOUSESTABLE

Ready to renovate?

Get the most money at the lowest rates with a Housetable Home Equity Loan.
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Home Improvement Loans, Redefined.

Housetable provides home equity loans, designed for homeowners looking to renovate and powered by technology

Based on after-renovation value (ARV)

You no longer need to have tons of home equity built up
‍‍

Renovations make houses more valuable. So we built cutting edge technology to calculate exactly what your home will be worth once it's renovated. This allows us to give you a loan based on what your house will be worth in the future, instead of what is worth to day - at the same great rate.
  • A library of pre-built and sections
  • Full integration with Webflow CMS
  • A complete design system
  • Stellar after-sales support

100% Online Application

No more paperwork, visits from appraisers or meetings with bankers

We connect to your existing financial services providers and use AI and virtual tours to verify your house's value from afar. Allowing us to approve loans in as quick as 48 hours.
  • A library of pre-built and sections
  • Full integration with Webflow CMS
  • A complete design system
  • Stellar after-sales support

Low and transparent fees

Enjoy rates as low as 2.99% APR and a flat $1,000 closing fee

As we make the loan application process digital, we charge a fraction of the closing fees charged by traditional banks.
  • A library of pre-built and sections
  • Full integration with Webflow CMS
  • A complete design system
  • Stellar after-sales support

Dynamic Underwriting

Get real-time recommendations on how you can obtain the most money

The more your house is worth, the more you can borrow. Using AI, we let you know which specific improvements add the most value to your home and how that affects the amount which you can borrow.
  • A library of pre-built and sections
  • Full integration with Webflow CMS
  • A complete design system
  • Stellar after-sales support

Contactor Management App

Working with contractors is tough, we make it simple

Provide your contractors with a painless way to keep you in the loop and request changes of scope. We take care of paying your contractors directly based upon a pre-determined milestone schedule.
  • A library of pre-built and sections
  • Full integration with Webflow CMS
  • A complete design system
  • Stellar after-sales support

Housetable is uniquely built for pre-sale renovations

Interest (per year)
Primarily based on credit score
Sum of the loan based on after renovation value
Repay only when you sell

Housetable

0%
Interest (per year)
Primarily based on credit score
Sum of the loan based on after renovation value
Repay only when you sell

Home equity line of credit

7%
Interest (per year)
Primarily based on credit score
Sum of the loan based on after renovation value
Repay only when you sell

Construction loan

4.5%
Interest (per year)
Primarily based on credit score
Sum of the loan based on after renovation value
Repay only when you sell

Personal loan

10%+
Interest (per year)
Primarily based on credit score
Sum of the loan based on after renovation value
Repay only when you sell
Let's do it together

Housetable empowers Realtors

Make it possible for your buyers to buy fixer-uppers

With a Housetable Home Equity Loan, even brand new home buyers can qualify.

Forget everything you know about construction loans

Unlike legacy renovation loans, such as the FHA’s 203K loan or Fannie Mae’s HomeStyle loan, we leverage technology to make the process smooth, efficient and paperwork-free.
01
We never you require you
02
Our application process
03
We never send an inspector
Learn More
We never you require you to replace your existing mortgage or risk losing its low interest rate
Our application process is 100% digital and you will need to hire a HUD consultant to manage the process.
We never send an inspector - all your contractors need to do to get paid is capture a virtual tour using our mobile app.

Combining the best technology with best people 

Housetable prides itself on leveraging innovative tools, such as artificial intelligence and machine learning, to make underwriting as quick and efficient as possible. All you need to do is connect your bank account and take a virtual tour of your home and we can let you know how much you can borrow.
See How It Works
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HOUSETABLE

Housetable Empowers Homeowners

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